1st time home buyers
Your Trusted Guide to Homeownership
Hi, I'm Stephen Fierce, Broker of Record at South Florida Mortgage, and this was the very first home I purchased.
Buying your first home is more than just a financial decision — it’s a life-changing milestone. I still remember what it felt like to walk through that front door for the first time — the excitement, the nerves, the questions. That’s why I’ve made it my mission to help first-time homebuyers in Florida feel empowered, educated, and supported throughout the entire mortgage process.
At South Florida Mortgage, we combine local market expertise with a personalized, step-by-step approach to guide you from pre-approval to closing — with trust, transparency, and integrity leading the way.
Whether you're buying in Miami, Fort Lauderdale, or anywhere across Florida, we’re here to make your first home purchase smooth, successful, and stress-free.
The Process
As your first-time homebuyer advisor, we’ll walk you through each phase of the journey:
- Mortgage Pre-Approval – Learn how much home you can afford and get a clear picture of your financing options (FHA, VA, conventional loans, and more).
- Home Search Guidance – We collaborate with your agent to align your mortgage with your ideal neighborhood and budget.
- Loan Application Support – We handle the paperwork, streamline the process, and answer all your questions.
- Closing Preparation – Know exactly what to expect at the closing table with no last-minute surprises.
- Ongoing Support – Even after closing, we’re here to support your homeownership journey.
Ready to Get Started?
Buying your first home doesn’t have to be overwhelming. With the right advisor in your corner, it can be empowering, exciting, and even fun.
👉 Contact South Florida Mortgage to schedule your free consultation or get pre-approved now.