South Florida Mortgage
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South Florida Mortgage
  • Best Mortgage Lender
  • 1st Time Home Buyers
  • VA Military Loans
  • Refi's and HELOCs
  • Investment Property Loans
  • Down Payment Assistance
  • Terms and Conditions
  • Blog

1st time home buyers

Your Trusted Guide to Homeownership

Mia and Sam were first-time buyers in the Orlando area. They were apprehensive about the mortgage process. They wanted a home that fit their budget and lifestyle. Together we mapped out their finances, explaining the process and all available options as we went. Then we shopped multiple lenders for the best deal and ensured a great fixed-rate mortgage with no surprise costs. 


Now, they’re settled and thriving, and we are still here for their questions. Whether you're buying in Orlando, Miami, Fort Lauderdale, or anywhere across Florida, we’re here to make your first home purchase smooth, successful, and stress-free.

The Process

 

As your first-time homebuyer advisor, we’ll walk you through each phase of the journey:


  1. Mortgage Pre-Approval – Learn how much home you can afford and get a clear picture of your financing options (FHA, VA, conventional loans, and more).
     
  2. Home Search Guidance – We collaborate with your agent to align your mortgage with your ideal neighborhood and budget.
     
  3. Loan Application Support – We handle the paperwork, streamline the process, and answer all your questions.
     
  4. Closing Preparation – You will know exactly what to expect at the closing table with no last-minute surprises.
     
  5. Ongoing Support – Even after closing, we’re here to support your homeownership journey.

Ready to Get Started?

 Buying your first home doesn’t have to be overwhelming. With the right advisor in your corner, it can be empowering, exciting, and even fun. 

👉 Contact South Florida Mortgage to schedule your free consultation or get pre-approved now.

Call now

Down Payment Assistance

Did you know

  • A "First Time Home Buyer" is defined as anyone who has not owned a property in the last three years.
  • Many Down Payment Assistance (DPA) programs require Buyers to be "First Time Home Buyers" 


Where can I get DPA?


  • State Programs  
  • Broward County 
  • Dade County 
  • Santa Rosa County
  • Fannie Mae 
  • Freddie Mac 

Additional Resources

  

  • Consumer Financial Protection Bureau
  • Fannie Mae Education 
  • Freddie Mac Education
  • Fannie Mae 
  • Freddie Mac 

The best time to invest in real estate was yesterday, but the SECOND-BEST time is today.


-Gene Dial

Copyright © 2021 South Florida Mortgage - All Rights Reserved.

  • 1st Time Home Buyers
  • VA Military Loans
  • Refi's and HELOCs
  • Investment Property Loans
  • Down Payment Assistance
  • Terms and Conditions
  • Blog

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