South Florida Mortgage
  • Best Mortgage Lender
  • 1st Time Home Buyers
  • VA Military Loans
  • Refi's and HELOCs
  • Investment Property Loans
  • Down Payment Assistance
  • Terms and Conditions
  • Blog
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South Florida Mortgage

Mortgage made simple

Mortgage made simpleMortgage made simpleMortgage made simple
  • Best Mortgage Lender
  • 1st Time Home Buyers
  • VA Military Loans
  • Refi's and HELOCs
  • Investment Property Loans
  • Down Payment Assistance
  • Terms and Conditions
  • Blog

Welcome

South Florida Mortgage – Your Trusted Mortgage Advisors


If you are looking to buy a primary residence in Vermont, we can't help you. But, if you're looking for the most knowledgeable Loan Advisors in State of Florida, well my friend, you've come to the right place.

 

Whether you're a first-time homebuyer in Tallahassee, or looking to refinance your home in Ft. Lauderdale, our experienced team is here to guide you with personalized support every step of the way.


Partner with us for your Florida homeownership goals today.

Meet the Team

Loan Officer Nixon

Nixon Joseph

Claudia Jimenez Fang Tac

Claudia Jimenez Fang Tac

NMLS: 1625657

Cell: (954) 540 6980

nixon@southfloridamortgage.com

 M pale kreyòl

 

Nixon Joseph is a seasoned Mortgage Loan Originator with over 8 years of experience helping clients achieve their homeownership dreams. Fluent in both Creole and English, Nixon specializes in guiding borrowers through every step of the mortgage process with clar

NMLS: 1625657

Cell: (954) 540 6980

nixon@southfloridamortgage.com

 M pale kreyòl

 

Nixon Joseph is a seasoned Mortgage Loan Originator with over 8 years of experience helping clients achieve their homeownership dreams. Fluent in both Creole and English, Nixon specializes in guiding borrowers through every step of the mortgage process with clarity, transparency, and care.

With deep expertise in contracts, underwriting guidelines, and the South Florida real estate market, Nixon is especially knowledgeable about the territory from Lake Worth to Fort Lauderdale. His local market insight and commitment to personalized service make him a trusted resource for first-time buyers, seasoned investors, and everyone in between.

Whether you’re purchasing, refinancing, or exploring investment opportunities, Nixon’s dedication to integrity and client success ensures you’ll have a skilled advocate by your side from application to closing.

APPLY NOW with Nixon Joseph

Claudia Jimenez Fang Tac

Claudia Jimenez Fang Tac

Claudia Jimenez Fang Tac

NMLS: 2631379

Cell: (786) 690 8516

Claudia@southfloridamortgage.com

Yo hablo español

  

 Hi, I’m Claudia Jimenez. I specialize in DSCR, ARV, bridge loans, and fix-and-flips—very well-rounded and experienced in all aspects of real estate lending. I’m bilingual (Spanish-English) and originally from La Habana, Cuba, where I graduated top of my cl

NMLS: 2631379

Cell: (786) 690 8516

Claudia@southfloridamortgage.com

Yo hablo español

  

 Hi, I’m Claudia Jimenez. I specialize in DSCR, ARV, bridge loans, and fix-and-flips—very well-rounded and experienced in all aspects of real estate lending. I’m bilingual (Spanish-English) and originally from La Habana, Cuba, where I graduated top of my class as a dentist. I’m currently on track to become fully licensed in the U.S. by 2027.

Outside of work, I love spending time with my two cats, Lion and Cookie. If I’m not working on loans or with my family, you’ll probably find me watching serial killer movies—guilty pleasure!

apply now with Claudia Jimenez Fang tac

Faith Spencer

Claudia Jimenez Fang Tac

Faith Spencer

NMLS: 2307397

Cell: (954) 696 5180

faith@southfloridamortgage.com


With nearly 20 years of experience living and working in South Florida, Faith brings deep local knowledge and a genuine passion for helping clients achieve their dream of homeownership. Since entering the real estate industry in 2014, she has built a reputation for excellence 

NMLS: 2307397

Cell: (954) 696 5180

faith@southfloridamortgage.com


With nearly 20 years of experience living and working in South Florida, Faith brings deep local knowledge and a genuine passion for helping clients achieve their dream of homeownership. Since entering the real estate industry in 2014, she has built a reputation for excellence as both a licensed Realtor and Mortgage Loan Originator.

Faith specializes in guiding first-time homebuyers, investors, and families through the home financing process with clarity and care. Her commitment to continuous learning, sharp attention to detail, and unwavering professionalism give her a competitive edge in the dynamic South Florida real estate market.

Whether you're buying your first home, refinancing, or exploring investment opportunities, Faith is here to help you navigate the mortgage process with confidence and ease.

apply now with Claudia Jimenez Fang tac
Loan officer named Janna

Janna Bogert

Janna Bogert

Faith Spencer

NMLS: 2411341

Cell: (850) 384 3923

Janna@southfloridamortgage.com

Linked In

 

Hi, I’m Janna Bogert, a proud native Floridian with a passion for helping others navigate the world of real estate, mortgage lending, and investment opportunities. After living in Colorado, North Carolina, Virginia, and other beautiful parts of the country, I’ve retu

NMLS: 2411341

Cell: (850) 384 3923

Janna@southfloridamortgage.com

Linked In

 

Hi, I’m Janna Bogert, a proud native Floridian with a passion for helping others navigate the world of real estate, mortgage lending, and investment opportunities. After living in Colorado, North Carolina, Virginia, and other beautiful parts of the country, I’ve returned to Florida with my daughter—and there’s truly no place like home.

With a strong background in Marketing and Project Management, I bring a strategic, detail-oriented approach to every transaction. Whether you're buying, selling, refinancing, or exploring investment properties, I’m here to provide clarity, confidence, and personalized support.

I’m always happy to be a resource for your questions about home loans, real estate transactions, marketing strategies, and more. Let’s connect and explore how I can help you succeed in today’s dynamic South Florida market.


APPLY NOW with Janna Bogert

MOHEB GHALI

Janna Bogert

Doina Lutchi

NMLS:  2787863 

Cell: (954) 471 0299

moheb@southfloridamortgage.com

Linked In


I am a licensed Mortgage Loan Originator, as well as a Broker, Realtor, Property and Project Manager. My diverse background in real estate and hands-on experience in property ownership give me a well-rounded understanding of the financing process from every angle.

In

NMLS:  2787863 

Cell: (954) 471 0299

moheb@southfloridamortgage.com

Linked In


I am a licensed Mortgage Loan Originator, as well as a Broker, Realtor, Property and Project Manager. My diverse background in real estate and hands-on experience in property ownership give me a well-rounded understanding of the financing process from every angle.

In addition, I am an active Airbnb host in Pompano Beach, where I focus on creating safe, functional, and well-equipped spaces while delivering an excellent guest experience. This hands-on hosting experience further strengthens my understanding of investment properties and short-term rental strategies.

Having traveled extensively, I’ve developed a strong appreciation for service, attention to detail, and clear communication—qualities I bring to every client interaction. I focus on delivering straightforward, efficient, and reliable mortgage solutions tailored to each client’s goals.

I take pride in being proactive, responsive, and solution-oriented, ensuring a smooth and transparent lending experience. I am committed to guiding clients every step of the way and am available whenever needed to provide support, answer questions, and help turn their homeownership or investment goals into reality.




APPLY NOW with Moheb Ghali
Loan Officer Doina

Doina Lutchi

Janna Bogert

Doina Lutchi

NMLS: 2138535

Cell: (954) 817 8903

Doina@southfloridamortgage.com

Linked In

Vorbesc românește


Hello, I’m Doina Lutchi, a dedicated mortgage professional fluent in Romanian and English, serving clients throughout South Florida with care and expertise. I’m passionate about helping individuals and families navigate the mortgage process and achiev

NMLS: 2138535

Cell: (954) 817 8903

Doina@southfloridamortgage.com

Linked In

Vorbesc românește


Hello, I’m Doina Lutchi, a dedicated mortgage professional fluent in Romanian and English, serving clients throughout South Florida with care and expertise. I’m passionate about helping individuals and families navigate the mortgage process and achieve the dream of homeownership—no matter how big or small the loan.

Whether you're facing a challenging credit situation or simply looking for the best financing option, I take the time to understand your needs and deliver custom mortgage solutions that fit your life. From first-time homebuyers to seasoned investors, I ensure that every client receives personal attention, transparency, and a smooth path to closing.

Let’s work together to make your dream of owning a home a reality.

Apply Now with Doina Lutchi

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Contact Us

COMPANY ID: 2111083

South Florida Mortgage INC

9633 West Broward Boulevard, Plantation, Florida 33324, United States

(954) 806-5882

Hours

Mon

09:00 am – 07:00 pm

Tue

09:00 am – 07:00 pm

Wed

09:00 am – 07:00 pm

Thu

09:00 am – 07:00 pm

Fri

09:00 am – 06:30 pm

Sat

10:00 am – 06:30 pm

Sun

10:00 am – 06:30 pm

Rate Watch

Next Meeting Wednesday, January 28 at 2:30 PM ET 

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Copyright © 2021 South Florida Mortgage - All Rights Reserved.

  • 1st Time Home Buyers
  • VA Military Loans
  • Refi's and HELOCs
  • Investment Property Loans
  • Down Payment Assistance
  • Terms and Conditions
  • Blog

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